KrisFlyer Miles Card Calculator
Compare Indonesian credit cards by the KrisFlyer miles they earn. Enter your monthly spend to see miles, fees and net value, single or stacked.
Estimates only. Check the official source before you decide. Read the disclaimer
How it works
This calculator puts Indonesian credit cards on one scale: how many KrisFlyer miles each card earns for the way you spend. It covers cards from BCA, BNI, DBS, Jenius, Danamon and CIMB, using rates published as of September 2026.
How to use it
- Set your monthly card spend with the slider, a quick chip (5jt to 50jt) or the exact amount.
- Set how much of it is in foreign currency. Some cards earn faster abroad.
- Adjust the value per mile if you redeem differently. It changes value and net figures, not miles.
- Compare the single cards, then pick the cards you’d hold under Build a stack to see the best split.
- Use Reverse to find how much you’d need to spend to reach a miles goal in a given time.
Open Assumptions & rates to add or remove cards, waive annual fees, or set your Jenius, CIMB or BNI tier.
Frequently asked questions
Is my data saved or sent anywhere? Your settings are saved only in your own browser, so they’re there next time. Nothing is sent to a server. Use Reset to defaults to clear them.
Why don’t the numbers match my bank’s promo? Banks change earn rates and promos often. The calculator uses standard published terms and assumes you pay your balance in full. Check the issuer’s site before you apply.
Is this financial advice? No. It’s an estimate to help you compare cards. Choose a card based on your own needs and the bank’s current terms.